MoneySkills with Nelson Letshwene

Money & the psychology of money

Which Habit Controls You?

Rainbow over Barrow Law

Rainbow over Barrow Law (Photo credit: Bods)

“Until you make the unconscious conscious, it will direct your life and you will call it fate.”

Carl Jung

We all have our habits. Morning habits; lunch time habits; evening habits; driving habits; eating habits; social habits; month-end habits; mid-month habits; money habits; etc

Napoleon Hill writes: “Millions of people go through life in poverty and want, because they have made destructive use of the Law of Habit.  Not understanding either the Law of Habit or the Law of Attraction through which ‘like attracts like’, those who remain in poverty seldom realise that they are where they are as the result of their own acts.”

Someone might say, surely you can’t blame me for the circumstances that I find myself in?

There will always be circumstances. In all circumstances you have a choice. You can join in and be part of those circumstances, and thus have the outcomes of your life be determined for you, or you can manufacture your own. Do you believe in the Law of Compensation that says you reap what you sow? Ralph Waldo Emerson wrote in 1841: “Every act rewards itself… Crime and punishment grow out of the same stem …Cause and effect, means and ends, seed and fruit, cannot be severed; for the effect already blooms in the cause, the end pre-exists in the means, the fruit in the seed.”

Is that a complicated way of saying I need to watch everything I do?

If money is a fruit, what is the seed? Where is the tree, or what is the tree? Should my chosen vocation be the tree?

Money can also be the seed. In that case don’t forget to cultivate the habit of saving. If you make more money but you continue with the habit of spending and getting into more debt, you will not make progress.

So anyone can change, if they set their mind to it. The devil is in the mind. So is the angel! Especially the angel! Putting a little thought into every act that you do will go a long way in determining that you live your life on purpose. As Ralph Waldo Emerson said, ‘circumstances don’t make a man, they define him.’


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